/* ==========================================================================
   Overtime Calculator — Scoped CSS
   Prefix: .otc-
   ========================================================================== */

.otc-wrap {
  --otc-primary: #007AFF;
  --otc-primary-dark: #0066D6;
  --otc-orange: #FFA709;
  --otc-orange-dark: #E0900A;
  --otc-green: #60B158;
  --otc-pink: #FF6961;
  --otc-ink: #1E2538;
  --otc-gray: #515869;
  --otc-gray2: #8F95A6;
  --otc-bg: #FAFBFC;
  --otc-card: #FFFFFF;
  --otc-border: #E5E8EE;
  --otc-border-hover: #D5DAE3;
  --otc-border-stat: #EEF0F5;
  --otc-soft: #F4F6FA;
  --otc-soft-blue: #E6F2FF;
  --otc-surface: #F8FAFB;
  font-family: 'Instrument Sans', system-ui, -apple-system, sans-serif;
  color: var(--otc-ink);
  line-height: 1.55;
}
.otc-wrap *, .otc-wrap *::before, .otc-wrap *::after { box-sizing: border-box; }
.otc-wrap h1, .otc-wrap h2, .otc-wrap h3, .otc-wrap h4 { margin: 0; color: var(--otc-ink); }
.otc-wrap p { margin: 0; }

/* Template overrides */
.page-template-page-ai-calculator .banner_section { display: none !important; }
.page-template-page-ai-calculator .calculator_sec1 { padding: 0 !important; }
.page-template-page-ai-calculator .salary_calculator_sec { padding: 0 !important; display: none !important; }

/* Layout */

.otc-section-soft { background: var(--otc-bg); }

/* Eyebrow */
.otc-eyebrow {
  font-size: 14px !important; font-weight: 700 !important; letter-spacing: 0.08em !important;
  text-transform: uppercase !important; color: var(--otc-primary) !important;
  margin: 0 0 10px 0 !important; padding: 0 !important;
}

/* Section heading */
.otc-sec-h {
  font-size: 34px !important; font-weight: 700 !important; color: var(--otc-ink) !important;
  line-height: 1.12 !important; margin: 0 0 20px 0 !important;
}
.otc-sec-sub {
  font-size: 16px !important; color: var(--otc-gray) !important; line-height: 1.55 !important;
  margin: 0 0 30px 0 !important; max-width: 720px;
}

/* ============ HERO ============ */
.otc-hero {
  display: block !important;
  visibility: visible !important;
  opacity: 1 !important;
  height: auto !important;
  background: var(--otc-bg) !important;
  padding: 88px 0 72px !important;
  border-bottom: 1px solid var(--otc-border);
}
.otc-hero-inner {
  max-width: 1200px; margin: 0 auto; 
  text-align: center;
}
h1.otc-hero-banner {
    display: inline-flex !important;
    align-items: center !important;
    gap: 10px !important;
    background: #FFFFFF !important;
    color: var(--ecc-ink) !important;
    font-weight: 600 !important;
    font-size: 14px !important;
    padding: 8px 18px !important;
    border-radius: 999px !important;
    border: 1px solid #e5e8ee !important;
    box-shadow: 0 1px 2px rgba(30, 37, 56, 0.04) !important;
}
h1.otc-hero-banner::before,
h1.otc-hero-banner::after {
  content: "" !important; width: 6px !important; height: 6px !important;
  border-radius: 999px !important; background: var(--otc-primary) !important;
  display: inline-block !important;
}
h2.otc-hero-h2 {
font-size: 48px !important;
    font-weight: 700 !important;
    line-height: 1.2 !important;
    margin: 20px auto 12px !important;
    max-width: 992px !important;
    color: #1e2538 !important;
}
h2.otc-hero-h2 .accent { color: var(--otc-primary) !important; }
.otc-hero-sub {
  font-size: 18px !important; line-height: 1.55 !important; color: var(--otc-gray) !important;
  max-width: 882px !important; margin: 0 auto 32px !important;
}
.otc-trust-pills {
  display: flex !important; flex-wrap: wrap !important; align-items: center !important;
  justify-content: center !important; gap: 10px !important; margin-top: 8px !important;
}
.otc-trust-pill {
  display: inline-flex !important; align-items: center !important; gap: 8px !important;
  background: #fff !important; border: 1px solid var(--otc-border) !important;
  padding: 7px 14px !important; border-radius: 999px !important;
  font-size: 12.5px !important; color: var(--otc-gray) !important; font-weight: 500 !important;
}

/* ============ CALCULATOR GRID ============ */
.otc-calc-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: start;
}
.otc-panel {
  background: #fff; border: 1px solid var(--otc-border);
  border-radius: 20px; overflow: hidden;
}
.otc-panel-head {
  padding: 22px 24px 18px; border-bottom: 1px solid var(--otc-border);
}
.otc-panel-title { font-size: 18px !important; font-weight: 700 !important; color: var(--otc-ink) !important; margin: 0 !important; }
.otc-panel-kicker { font-size: 12.5px !important; color: var(--otc-gray) !important; margin: 4px 0 0 0 !important; }

/* Accordion */
.otc-acc { border-top: 1px solid var(--otc-border); }
.otc-acc:first-of-type { border-top: 0; }
.otc-acc-head {
  width: 100% !important; display: flex !important; align-items: center !important; gap: 14px !important;
  padding: 18px 24px !important; background: transparent !important; border: 0 !important;
  cursor: pointer !important; text-align: left !important; font-family: inherit !important;
}
.otc-acc-chev {
  width: 24px; height: 24px; border-radius: 6px;
  background: var(--otc-soft-blue); color: var(--otc-primary);
  display: grid; place-items: center; flex-shrink: 0;
  transition: transform 200ms ease;
}
.otc-acc-head[aria-expanded="true"] .otc-acc-chev { transform: rotate(180deg); }
.otc-acc-title { flex: 1; font-size: 14.5px; font-weight: 600; color: var(--otc-ink); }
.otc-acc-hint { font-size: 12.5px; color: var(--otc-gray2); }
.otc-acc-body { padding: 0 24px 22px; overflow: hidden; max-height: 0; transition: max-height 350ms ease; }
/* Open by default when aria-expanded=true (before JS loads) */
.otc-acc-head[aria-expanded="true"] + .otc-acc-body { max-height: none; }

/* Fields */
.otc-field { margin-bottom: 18px; }
.otc-field:last-child { margin-bottom: 0; }
.otc-field-label {
  display: flex; justify-content: space-between; align-items: baseline;
  font-size: 13px; color: var(--otc-gray); margin-bottom: 8px; font-weight: 500;
}
.otc-field-val {
  font-weight: 700; color: var(--otc-ink);
 font-size: 13px;
}
.otc-input-wrap { position: relative; }
.otc-input-prefix {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  font-size: 14px; color: var(--otc-gray); font-weight: 600; pointer-events: none;
}
.otc-input {
  width: 100% !important; height: 44px !important;
  border: 1px solid var(--otc-border) !important; border-radius: 10px !important;
  padding: 0 14px 0 36px !important; background: #fff !important;
  color: var(--otc-ink) !important; font-size: 15px !important; font-weight: 600 !important;
  font-family: inherit !important; outline: none !important;
  transition: border-color 200ms ease, box-shadow 200ms ease !important;
}
.otc-input:focus {
  border-color: var(--otc-primary) !important;
  box-shadow: 0 0 0 3px rgba(0,122,255,0.15) !important;
}

/* Chips */
.otc-chips { display: flex !important; gap: 8px !important; flex-wrap: wrap !important; }
.otc-chip {
  border: 1px solid var(--otc-border) !important; background: #fff !important;
  color: var(--otc-gray) !important; font-size: 14 !important; font-weight: 600 !important;
  padding: 10px 14px !important; border-radius: 10px !important; cursor: pointer !important;
  transition: all 200ms ease !important; font-family: inherit !important;
}
.otc-chip:hover { border-color: var(--otc-border-hover) !important; }
.otc-chip.active {
  background: var(--otc-soft-blue) !important;
  border-color: var(--otc-primary) !important;
  color: var(--otc-primary) !important;
}

/* Slider */
.otc-slider {
  -webkit-appearance: none !important; appearance: none !important;
  width: 100% !important; height: 6px !important; background: transparent !important;
  margin: 8px 0 !important;
}
.otc-slider::-webkit-slider-runnable-track {
  height: 6px; border-radius: 999px;
  background: linear-gradient(to right, var(--otc-primary) 0%, var(--otc-primary) var(--p, 0%), #E5E8EE var(--p, 0%), #E5E8EE 100%);
}
.otc-slider::-webkit-slider-thumb {
  -webkit-appearance: none !important; appearance: none !important;
  width: 20px !important; height: 20px !important; border-radius: 999px !important;
  background: #fff !important; border: 3px solid var(--otc-primary) !important;
  margin-top: -7px !important; cursor: pointer !important;
  box-shadow: 0 1px 3px rgba(30,37,56,0.12) !important;
}
.otc-slider::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 999px;
  background: #fff; border: 3px solid var(--otc-primary); cursor: pointer;
}
.otc-slider::-moz-range-track { height: 6px; border-radius: 999px; background: #E5E8EE; }
.otc-slider::-moz-range-progress { background: var(--otc-primary); height: 6px; border-radius: 999px; }
.otc-slider-labels {
  display: flex; justify-content: space-between; font-size: 11.5px; color: var(--otc-gray2); margin-top: -2px;
}

/* Callout */
.otc-callout {
  background: var(--otc-soft-blue); border-left: 4px solid var(--otc-primary);
  padding: 14px 16px; border-radius: 10px; margin-top: 6px;
}
.otc-callout-title {
  font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em;
  font-weight: 700; color: var(--otc-primary); margin: 0 0 4px;
}
.otc-callout-text { font-size: 13px; color: var(--otc-ink); line-height: 1.5; }

/* ============ LIVE PANEL ============ */
.otc-live { padding: 24px; }

.otc-result-card {
  background: var(--otc-primary) !important; color: #fff !important;
  border-radius: 14px !important; padding: 20px 22px !important;
  margin-bottom: 18px;
}
.otc-result-card * { color: #fff !important; }
.otc-result-lbl {
  font-size: 11px !important; font-weight: 600 !important;
  text-transform: uppercase !important; opacity: 0.85; margin-bottom: 4px !important;
}
.otc-result-val {
  font-size: 32px !important; font-weight: 700 !important;padding: 5px 0;
}
.otc-result-sub { font-size: 12.5px !important; margin-top: 4px !important; }

/* Donut */
.otc-donut-card {
  display: flex; align-items: center; gap: 22px;
  background: #fff; border: 1px solid var(--otc-border);
  border-radius: 14px; padding: 18px 20px; margin-bottom: 18px;
}
.otc-donut { width: 140px; height: 140px; flex-shrink: 0; }
.otc-donut-center { fill: var(--otc-ink); font-size: 13px; font-weight: 700; }
.otc-donut-center-sub { fill: var(--otc-gray); font-size: 9px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.otc-legend { flex: 1; display: flex; flex-direction: column; gap: 10px; }
.otc-legend-item { display: flex; align-items: center; gap: 10px; font-size: 13px; }
.otc-legend-dot { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }
.otc-legend-label { color: var(--otc-gray); flex: 1; }
.otc-legend-val { color: var(--otc-ink); font-weight: 700; }

/* Formula line */
.otc-live-formula {
  background: var(--otc-soft); border: 1px solid var(--otc-border);
  border-radius: 12px; padding: 16px 18px;
 font-size: 13px;
  color: var(--otc-ink); line-height: 1.75; margin-bottom: 18px;
}
.otc-live-formula .otc-f-lbl { color: var(--otc-gray); }
.otc-live-formula .otc-f-op { color: var(--otc-gray2); padding: 0 4px; }
.otc-live-formula .otc-f-num { color: var(--otc-primary); font-weight: 600; }

/* Breakdown */
.otc-section-tag {
  font-size: 10.5px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--otc-primary); margin: 4px 0 8px;
}
.otc-breakdown {
  display: flex; flex-direction: column; gap: 1px;
  background: var(--otc-border); border-radius: 12px; overflow: hidden;
  border: 1px solid var(--otc-border); margin-bottom: 18px;
}
.otc-bd-row {
  background: var(--otc-soft); padding: 12px 16px;
  display: flex; justify-content: space-between; align-items: center; font-size: 14;
}
.otc-bd-row-l { color: var(--otc-gray); }
.otc-bd-row-r { color: var(--otc-ink); font-weight: 700; font-size: 14; }

/* Warning */
.otc-warning {
  background: #FFF4F3; border: 1px solid #FAD0CD;
  border-left: 4px solid var(--otc-pink); border-radius: 10px;
  padding: 12px 14px; margin-top: 14px;
  display: flex; gap: 10px; align-items: flex-start;
  font-size: 12.5px; color: var(--otc-ink); line-height: 1.5;
}
.otc-warning svg { color: var(--otc-pink); flex-shrink: 0; margin-top: 1px; }

/* ============ STAT CARDS ============ */
.otc-stats-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.otc-stat-card {
  background: #fff; border: 1px solid var(--otc-border-stat);
  border-radius: 16px; padding: 24px;
  box-shadow: 0 2px 12px rgba(30,37,56,0.04);
}
.otc-stat-num { font-size: 48px !important; font-weight: 700 !important; line-height: 1 !important; margin: 0 0 15px 0 !important; }
.otc-stat-label { font-size: 16px !important; color: var(--otc-gray) !important; line-height: 1.5 !important; margin: 0 !important; }
.otc-blue { color: var(--otc-primary); }
.otc-green-c { color: var(--otc-green); }
.otc-orange-c { color: var(--otc-orange); }

/* ============ BENEFIT CARDS ============ */
.otc-benefit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.otc-benefit-card {
  background: #fff; border: 1px solid var(--otc-border); border-radius: 16px; padding: 24px;
}
.otc-benefit-card:hover { border-color: var(--otc-border-hover); }
.otc-benefit-head { display: flex; align-items: center; gap: 14px; margin-bottom: 10px; }
.otc-ck-square {
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--otc-primary); color: #fff;
  display: grid; place-items: center; flex-shrink: 0;
}
.otc-benefit-title { font-size: 18px !important; font-weight: 700 !important; color: var(--otc-ink) !important; margin: 0 !important; }
.otc-benefit-text { font-size: 16px !important; color: var(--otc-gray) !important; line-height: 1.55 !important; margin: 0 !important; }

/* ============ UNDERSTANDING ============ */
.otc-understand-grid {
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 32px; align-items: start;
}
.otc-understand-prose { display: flex; flex-direction: column; gap: 0; }
.otc-understand-prose p {
  font-size: 15.5px !important; color: var(--otc-gray) !important;
  line-height: 1.7 !important; margin: 0 0 16px 0 !important;
}
.otc-understand-prose p:last-of-type { margin-bottom: 8px !important; }

/* Stat-mini cards */
.otc-stat-mini {
  background: #fff; border: 1px solid var(--otc-border);
  border-radius: 14px; padding: 18px 20px;
  display: flex; align-items: center; gap: 16px;
  margin: 12px 0 0 0 !important;
}
.otc-stat-mini:first-of-type { margin-top: 16px !important; }
.otc-stat-mini-num {
  font-size: 32px !important; font-weight: 700 !important; color: var(--otc-primary) !important;
 line-height: 1 !important; flex-shrink: 0;
  margin: 0 !important;
}
.otc-stat-mini-text { font-size: 14 !important; color: var(--otc-gray) !important; line-height: 1.5 !important; margin: 0 !important; }
.otc-stat-mini-text b { color: var(--otc-ink) !important; }

/* Did You Know title */
.otc-didyou-title {
  font-size: 17px !important; font-weight: 700 !important; color: var(--otc-ink) !important;
  margin: 0 0 14px 0 !important; line-height: 1.35 !important;
}

.otc-checklist {
  background: #fff; border: 1px solid var(--otc-border); border-radius: 16px; padding: 24px;
}
.otc-checklist h4 {
  font-size: 11px !important; text-transform: uppercase !important; letter-spacing: 0.08em !important;
  color: var(--otc-primary) !important; font-weight: 700 !important; margin: 0 0 16px !important;
}
.otc-checklist ul { list-style: none; padding: 0; margin: 0; }
.otc-checklist li {
  display: flex; gap: 12px; padding: 10px 0;
  font-size: 14px; color: var(--otc-ink); line-height: 1.5;
  border-top: 1px solid var(--otc-border);
}
.otc-checklist li:first-child { border-top: 0; padding-top: 4px; }
.otc-ck-tiny {
  width: 22px; height: 22px; border-radius: 6px;
  background: var(--otc-primary); color: #fff;
  display: grid; place-items: center; flex-shrink: 0; margin-top: 1px;
}

.otc-didyou {
  background: #F5FAFF; border: 1px solid var(--otc-border);
  border-radius: 16px; padding: 22px; margin-top: 20px;
}
.otc-didyou h4 {
  font-size: 11px !important; text-transform: uppercase !important; letter-spacing: 0.08em !important;
  color: var(--otc-primary) !important; font-weight: 700 !important; margin: 0 0 12px !important;
}
.otc-didyou ul { list-style: none; padding: 0; margin: 0; }
.otc-didyou li {
  display: flex; gap: 10px; padding: 6px 0;
  font-size: 14; color: var(--otc-gray); line-height: 1.55; align-items: flex-start;
}
.otc-dyk-dot {
  width: 8px; height: 8px; border-radius: 999px;
  background: var(--otc-primary); margin-top: 7px; flex-shrink: 0;
}

/* ============ FORMULA CARDS ============ */
.otc-formula-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.otc-fcard {
  background: #fff; border: 1px solid var(--otc-border-stat);
  border-radius: 16px; padding: 22px; display: flex; gap: 16px; align-items: flex-start;
}
.otc-fcard-body { flex: 1; min-width: 0; }
.otc-fcard-lbl {
  font-size: 14px !important; text-transform: uppercase !important; letter-spacing: 0.08em !important;
  font-weight: 700 !important; color: var(--otc-primary) !important; margin: 2px 0 10px !important;
}
.otc-fcard-code {
  font-size: 14px;
  background: var(--otc-soft); border: 1px solid var(--otc-border);
  border-radius: 10px; padding: 12px 14px; color: var(--otc-ink); line-height: 1.6;
}
.otc-fcard-final {
  grid-column: 1 / -1; background: var(--otc-primary) !important; border-color: var(--otc-primary) !important; color: #fff !important;
}
.otc-fcard-final * { color: #fff !important; }
.otc-fcard-final .otc-ck-square { background: rgba(255,255,255,0.18) !important; }
.otc-fcard-final .otc-fcard-code {
  background: rgba(255,255,255,0.12) !important; border-color: rgba(255,255,255,0.22) !important;
  color: #fff !important; font-size: 15px !important; font-weight: 600 !important;
}

/* ============ COMPARISON TABLE ============ */
.otc-tbl-wrap {
  border: 1px solid var(--otc-border); border-radius: 16px; overflow: hidden; background: #fff;
}
.otc-tbl-wrap table { width: 100%; border-collapse: collapse; font-size: 14px; }
.otc-tbl-wrap thead th {
  background: var(--otc-primary); color: #fff; text-align: left;
  padding: 14px 18px; font-weight: 600; font-size: 13px;
}
.otc-tbl-wrap tbody td {
  padding: 14px 18px; border-top: 1px solid #F2F4F8; color: var(--otc-ink); vertical-align: top;
}
.otc-tbl-wrap tbody tr:nth-child(even) td { background: var(--otc-bg); }
.otc-tbl-wrap tbody tr:first-child td { border-top: 0; }
.otc-tbl-wrap tbody td:first-child { font-weight: 600; }
.otc-cmp-h3 { font-size: 22px !important; font-weight: 600 !important; color: var(--otc-ink) !important; margin: 24px 0 12px !important; }

/* ============ FAQ ============ */
.otc-faq-list { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: start;margin-top: 35px;}
.otc-faq-col { display: flex; flex-direction: column; gap: 16px; }
.otc-faq {
  background: #fff; border: 1px solid var(--otc-border);
  border-radius: 14px; overflow: hidden;
}
.otc-faq:hover { border-color: var(--otc-border-hover); }
.otc-faq.otc-open { border-color: var(--otc-primary); }
.otc-faq-q {
  width: 100% !important; display: flex !important; align-items: center !important; gap: 16px !important;
  padding: 16px 18px !important; background: transparent !important; border: 0 !important;
  cursor: pointer !important; text-align: left !important; font-family: inherit !important;
}
.otc-faq-q-text { flex: 1; font-size: 18px; font-weight: 600; color: var(--otc-ink); line-height: 1.4; }
.otc-faq-chev {
  width: 22px; height: 22px; border-radius: 6px;
  background: var(--otc-soft-blue); color: var(--otc-primary);
  display: grid; place-items: center; flex: 0 0 22px; margin-left: auto;
  transition: transform 200ms ease;
}
.otc-faq.otc-open .otc-faq-chev { transform: rotate(180deg); }
.otc-faq-a {
  max-height: 0; overflow: hidden; transition: max-height 350ms ease;
}
.otc-faq-a-inner {
  padding: 0 18px 18px; font-size: 14; color: var(--otc-gray);
  line-height: 1.65; border-top: 1px solid var(--otc-border); padding-top: 14px;
}

/* ============ RELATED ============ */
.otc-related-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.otc-related-card {
  background: #fff; border: 1px solid var(--otc-border-stat);
  border-radius: 16px; padding: 20px;
  display: flex; flex-direction: column; gap: 14px;
}
.otc-related-card:hover { border-color: var(--otc-border-hover); }
.otc-related-title { font-size: 18px !important; font-weight: 700 !important; color: var(--otc-ink) !important; margin: 0 !important; }
.ecc-related-card p {
    font-size: 14px;
    font-weight: 400;
    color: var(--ecc-gray);
    line-height: 1.6;
    text-align: left;
    flex: 1;
    margin-top: 0;
}
.otc-related-btn {
    align-self: flex-start !important;
    background: #fff !important;
    border: 1.5px solid var(--otc-primary) !important;
    color: var(--otc-primary) !important;
    font-size: 14px !important;
    font-weight: 600 !important;
    padding: 8px 14px !important;
    border-radius: 8px !important;
    cursor: pointer !important;
    transition: background 200ms ease, color 200ms ease !important;
    text-decoration: none !important;
    width: 100%;
    text-align: center;
}
.otc-related-btn:hover { background: var(--otc-primary) !important; color: #fff !important; }

/* ============ CTA ============ */
.otc-cta-banner {
    background: #1E2538;
    border-radius: 20px;
    padding: 48px 40px;
    text-align: center;
    color: #fff;
    max-width: 1160px;
    margin: 0 auto;
}
.otc-cta-banner h3 {
  font-size: 38px !important; font-weight: 700 !important;
  line-height: 1.1 !important; margin: 0 0 14px !important; color: #fff !important;
}
.otc-cta-banner p {
  font-size: 17px !important; color: rgba(255,255,255,0.9) !important;
  max-width: 600px; margin: 0 auto 28px !important; line-height: 1.55 !important;
}
.otc-cta-buttons { display: inline-flex; gap: 12px; flex-wrap: wrap; justify-content: center; }
.otc-cta-white {
  background: #fff !important; color: var(--otc-primary) !important;
  border: 0 !important; font-weight: 700 !important; font-size: 14px !important;
  padding: 13px 24px !important; border-radius: 10px !important;
  text-decoration: none !important; font-family: inherit !important;
}
.otc-cta-ghost {
  background: transparent !important; color: #fff !important;
  border: 1.5px solid rgba(255,255,255,0.5) !important;
  font-weight: 600 !important; font-size: 14px !important;
  padding: 13px 24px !important; border-radius: 10px !important;
  text-decoration: none !important; font-family: inherit !important;
}
.otc-cta-ghost:hover { border-color: #fff !important; background: rgba(255,255,255,0.08) !important; }

/* ============ TOAST ============ */
.otc-toast {
  position: fixed; bottom: 30px; left: 50%;
  transform: translateX(-50%) translateY(20px);
  background: var(--otc-ink); color: #fff;
  padding: 12px 20px; border-radius: 999px;
  font-size: 14px; font-weight: 500;
  box-shadow: 0 12px 32px rgba(30,37,56,0.3);
  opacity: 0; transition: 300ms ease;
  z-index: 100; pointer-events: none;
}
.otc-toast.otc-visible { opacity: 1; transform: translateX(-50%) translateY(0); }

/* ============ RESPONSIVE ============ */


@media (max-width: 960px) {
  .otc-calc-grid { grid-template-columns: 1fr; }
  .otc-benefit-grid { grid-template-columns: repeat(2, 1fr); }
  .otc-live {
    padding: 16px;
}
.otc-fcard {
    padding: 16px;
}
.otc-related-grid {
    grid-template-columns: repeat(3, 1fr);
}
}
@media (max-width: 820px) {
  .otc-stats-row { grid-template-columns: 1fr; }
  .otc-formula-grid { grid-template-columns: 1fr; }
  .otc-faq-list { grid-template-columns: 1fr; }
  .otc-related-grid { grid-template-columns: repeat(2, 1fr); }
  .otc-understand-grid { grid-template-columns: 1fr; gap: 26px;}
}
@media (max-width: 720px) {
  .otc-section { padding: 48px 0; }
  .otc-hero { padding: 56px 0 48px !important; }
  h2.otc-hero-h2 { font-size: 40px !important; }
  .otc-sec-h { font-size: 30px !important; }
  .otc-stat-num { font-size: 38px; }
  .otc-cta-banner { padding: 40px 24px; border-radius: 18px; }
  .otc-cta-banner h3 { font-size: 28px; }
  .otc-donut-card { flex-direction: column; }
}
@media (max-width: 560px) {
  .otc-related-grid { grid-template-columns: 1fr; }
  .otc-benefit-grid { grid-template-columns: 1fr; }
}