/* ==========================================================================
   Salary Breakup Calculator — Scoped CSS (Prototype Match)
   Prefix: .sbc-
   ========================================================================== */

/* ========== 1. WRAP & VARIABLES ========== */
.sbc-wrap {
  --sbc-blue: #007AFF;
  --sbc-blue-deep: #0066D6;
  --sbc-orange: #FFA709;
  --sbc-green: #60B158;
  --sbc-pink: #FF6961;
  --sbc-ink: #1E2538;
  --sbc-gray: #515869;
  --sbc-muted: #8F95A6;
  --sbc-page: #FAFBFC;
  --sbc-card: #FFFFFF;
  --sbc-soft: #F4F6FA;
  --sbc-soft-blue: #E6F2FF;
  --sbc-soft-blue-2: #F5FAFF;
  --sbc-border: #E5E8EE;
  --sbc-border-hover: #D5DAE3;
  --sbc-border-soft: #EEF0F5;
  font-family: 'Instrument Sans', system-ui, -apple-system, sans-serif;
  color: var(--sbc-ink);
  line-height: 1.5;
}
.sbc-wrap *,
.sbc-wrap *::before,
.sbc-wrap *::after {
  box-sizing: border-box;
}
.sbc-wrap h1,
.sbc-wrap h2,
.sbc-wrap h3,
.sbc-wrap h4,
.sbc-wrap h5,
.sbc-wrap h6 {
  color: var(--sbc-ink);
}

/* ========== 2. TEMPLATE OVERRIDES ========== */
.page-template-page-ai-calculator .banner_section { display: none !important; }
.page-template-page-ai-calculator .calculator_sec1 { padding: 0 !important; }
.page-template-page-ai-calculator .salary_calculator_sec { padding: 0 !important; display: none !important; }

/* ========== 3. HERO ========== */
.sbc-hero {
  display: block !important;
  visibility: visible !important;
  opacity: 1 !important;
  height: auto !important;
  background: var(--sbc-page);
  padding: 120px 0 56px;
  text-align: center;
}
.sbc-hero-inner {
  max-width: 1024px;
  margin: 0 auto;
}
.sbc-hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 9px 18px;
  border-radius: 999px;
  background: #FFFFFF;
  border: 1px solid var(--sbc-border);
  font-size: 14px;
  font-weight: 600;
  color: var(--sbc-ink);
}
.sbc-ed {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--sbc-blue);
  flex-shrink: 0;
}
.sbc-hero-title {
    font-size: 48px !important;
    font-weight: 700 !important;
    line-height: 1.2 !important;
    margin: 20px auto 12px !important;
    max-width: 992px !important;
    color: var(--ecc-ink) !important;
}
.sbc-hero-title .accent {
  color: var(--sbc-blue);
}
.sbc-hero-sub {
  font-size: 18px;
  color: var(--sbc-gray);
  max-width: 720px;
  margin: 0 auto 28px;
  line-height: 1.6;
}
.sbc-trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
  margin-top: 6px;
}
.sbc-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  padding: 9px 16px;
  border-radius: 999px;
  font-size: 13.5px;
  color: var(--sbc-gray);
  font-weight: 500;
}

/* ========== 4. CALCULATOR GRID ========== */
.sbc-calc-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 28px;
  align-items: start;
  margin-top: 48px;
}

/* ========== 5. PANEL (Left Input Card) ========== */
.sbc-panel {
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 20px;
  padding: 28px;
  text-align: left;
}
.sbc-panel-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 24px;
}
.sbc-panel-head h3 {
  font-size: 22px;
  line-height: 1.2;
  flex: 1;
  color: var(--sbc-ink);
  text-align: left;
}
.sbc-icon-box {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--sbc-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.sbc-icon-box svg {
  width: 22px;
  height: 22px;
  color: #fff;
}
.sbc-fy-pill {
  font-size: 12px;
  font-weight: 600;
  color: var(--sbc-blue);
  background: var(--sbc-soft-blue);
  padding: 6px 12px;
  border-radius: 999px;
  border: 1px solid #D4E8FF;
}

/* ========== 6. ACCORDION ========== */
.sbc-acc {
  border: 1px solid var(--sbc-border);
  border-radius: 14px;
  margin-bottom: 14px;
  overflow: hidden;
  background: var(--sbc-card);
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-acc:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-acc-head {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  cursor: pointer;
}
.sbc-acc-num {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: var(--sbc-soft-blue);
  color: var(--sbc-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  flex-shrink: 0;
}
.sbc-acc-title {
  flex: 1;
  font-size: 15px;
  font-weight: 600;
  color: var(--sbc-ink);
  text-align: left;
}
.sbc-acc-sub {
  display: block;
  font-size: 13px;
  font-weight: 500;
  color: var(--sbc-muted);
  margin-top: 2px;
}
.sbc-acc-chev {
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sbc-muted);
  transition: transform 0.2s cubic-bezier(0.5, 0, 0.5, 1), color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
  flex-shrink: 0;
}
.sbc-acc.sbc-open .sbc-acc-chev {
  transform: rotate(180deg);
  color: var(--sbc-blue);
}
.sbc-acc-body {
  padding: 0 20px 20px;
  border-top: 1px solid var(--sbc-border-soft);
  padding-top: 20px;
}
.sbc-acc:not(.sbc-open) .sbc-acc-body {
  display: none;
}

/* ========== 7. FORM FIELDS ========== */
.sbc-field {
  margin-bottom: 18px;
}
.sbc-field:last-child {
  margin-bottom: 0;
}
.sbc-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--sbc-ink);
  margin-bottom: 8px;
}
.sbc-label-sm {
  font-weight: 500;
  color: var(--sbc-muted);
  font-size: 12px;
}
.sbc-hint {
  color: var(--sbc-muted);
  font-weight: 500;
  margin-left: 6px;
}
.sbc-input-row {
  display: flex;
  border: 1px solid var(--sbc-border);
  border-radius: 10px;
  background: var(--sbc-card);
  overflow: hidden;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1), box-shadow 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-input-row:focus-within {
  border-color: var(--sbc-blue) !important;
  box-shadow: 0 0 0 3px rgba(0, 122, 255, 0.15) !important;
}
.sbc-prefix {
  padding: 0 12px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sbc-gray);
  font-weight: 600;
  border-right: 1px solid var(--sbc-border-soft);
  background: var(--sbc-soft);
  flex-shrink: 0;
}
.sbc-input-row input {
  flex: 1;
  border: none !important;
  outline: none !important;
  background: transparent !important;
  padding: 0 14px !important;
  height: 44px !important;
  font-size: 15px !important;
  font-weight: 600 !important;
  font-variant-numeric: tabular-nums;
  width: 100% !important;
  font-family: inherit !important;
  color: var(--sbc-ink) !important;
}
.sbc-input-sm .sbc-input-row {
  border-radius: 8px;
}
.sbc-input-sm .sbc-input-row input {
  height: 38px !important;
  font-size: 14px !important;
}
.sbc-suffix {
  padding: 0 14px;
  color: var(--sbc-muted);
  font-size: 13px;
  display: flex;
  align-items: center;
  flex-shrink: 0;
}
.sbc-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

/* ========== 8. CHIPS ========== */
.sbc-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.sbc-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 14px;
  min-height: 36px;
  border-radius: 999px;
  border: 1px solid var(--sbc-border);
  background: var(--sbc-card);
  font-size: 13px;
  font-weight: 600;
  color: var(--sbc-gray);
  cursor: pointer !important;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1), background 0.2s cubic-bezier(0.5, 0, 0.5, 1), color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-chip:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-chip.active {
  background: var(--sbc-soft-blue) !important;
  color: var(--sbc-blue) !important;
  border-color: var(--sbc-blue) !important;
}
.sbc-chip-hint {
  opacity: 0.7;
  font-weight: 500;
}
.sbc-badge-rec {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.5px;
  background: var(--sbc-green);
  color: #fff;
  padding: 2px 6px;
  border-radius: 4px;
  text-transform: uppercase;
}

/* ========== 9. RANGE ROW ========== */
.sbc-range-row {
  display: flex;
  gap: 16px;
  align-items: center;
}
.sbc-range-row input[type="range"] {
  flex: 1;
  -webkit-appearance: none !important;
  appearance: none !important;
  height: 6px !important;
  background: var(--sbc-soft) !important;
  border-radius: 999px;
  outline: none !important;
}
.sbc-range-row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none !important;
  appearance: none !important;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--sbc-blue);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--sbc-blue);
  cursor: pointer;
}
.sbc-range-row input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--sbc-blue);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--sbc-blue);
  cursor: pointer;
}
.sbc-range-num {
  width: 90px;
  flex-shrink: 0;
}

/* ========== 10. LIVE CARD (Right) ========== */
.sbc-live {
  position: sticky;
  top: 84px;
}
.sbc-live-card {
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 20px;
  padding: 24px;
  overflow: hidden;
  text-align: left;
}
.sbc-live-head {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 18px;
}
.sbc-pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--sbc-green);
  position: relative;
  flex-shrink: 0;
}
.sbc-pulse-dot::after {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: var(--sbc-green);
  opacity: 0.3;
  animation: sbc-pulse 1.8s infinite;
}
@keyframes sbc-pulse {
  0% { transform: scale(1); opacity: 0.3; }
  50% { transform: scale(1.5); opacity: 0; }
  100% { transform: scale(1); opacity: 0; }
}
.sbc-live-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.2px;
  color: var(--sbc-green);
  text-transform: uppercase;
}

/* ========== 11. DONUT ========== */
.sbc-donut-wrap {
  display: flex;
  gap: 22px;
  align-items: center;
}
.sbc-donut {
  position: relative;
  width: 172px;
  height: 172px;
  flex-shrink: 0;
}
.sbc-donut svg {
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}
.sbc-donut-center {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  pointer-events: none;
}
.sbc-pct {
  font-size: 32px;
  font-weight: 700;
  color: var(--sbc-blue);
  font-variant-numeric: tabular-nums;
}
.sbc-pct-lbl {
  font-size: 11px;
  font-weight: 600;
  color: var(--sbc-muted);
  text-transform: uppercase;
  margin-top: 4px;
}
.sbc-legend {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.sbc-leg {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
}
.sbc-swatch {
  width: 10px;
  height: 10px;
  border-radius: 3px;
  flex-shrink: 0;
}
.sbc-lbl {
  color: var(--sbc-gray);
  font-weight: 500;
  flex: 1;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.sbc-val {
  color: var(--sbc-ink);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

/* ========== 12. BREAKDOWN ========== */
.sbc-breakdown {
  margin-top: 22px;
  padding: 18px;
  border-radius: 14px;
  background: var(--sbc-soft);
  border: 1px solid var(--sbc-border-soft);
}
.sbc-bd-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  font-size: 14px;
}
.sbc-bd-row + .sbc-bd-row {
  border-top: 1px solid var(--sbc-border-soft);
}
.sbc-bd-row .sbc-k {
  color: var(--sbc-gray);
  font-weight: 500;
}
.sbc-bd-row .sbc-v {
  color: var(--sbc-ink);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
}
.sbc-bd-row.sbc-total {
  padding-top: 12px;
  margin-top: 4px;
  border-top: 1px solid var(--sbc-border) !important;
}
.sbc-bd-row.sbc-total .sbc-k {
  color: var(--sbc-ink);
  font-weight: 700;
  font-size: 15px;
}
.sbc-bd-row.sbc-total .sbc-v {
  color: var(--sbc-blue);
  font-weight: 700;
  font-size: 18px;
}

/* ========== 13. FORMULA STRIP ========== */
.sbc-formula-strip {
  margin-top: 14px;
  padding: 14px 16px;
  border-radius: 12px;
  background: #F5FAFF;
  border: 1px solid #D4E8FF;
  font-size: 13px;
  line-height: 1.6;
  color: var(--sbc-gray);
}
.sbc-term {
  color: var(--sbc-blue);
  font-weight: 700;
}

/* ========== 14. WARNING / ADVISORY STRIPS ========== */
.sbc-warning-strip {
  margin-top: 12px;
  padding: 11px 14px;
  border-radius: 10px;
  background: #FFF1F0;
  border: 1px solid #FFD4D1;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12px;
  color: #8C1F18;
  line-height: 1.5;
}
.sbc-wdot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--sbc-pink);
  flex-shrink: 0;
  margin-top: 6px;
}
.sbc-advisory-strip {
  margin-top: 12px;
  padding: 11px 14px;
  border-radius: 10px;
  background: #FFF6E6;
  border: 1px solid #FFD98A;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12px;
  color: #7A4900;
  line-height: 1.5;
}
.sbc-adot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--sbc-orange);
  flex-shrink: 0;
  margin-top: 6px;
}

/* ========== 15. SECTION HEADERS ========== */
.sbc-section {
  padding: 10px 20px;
}
.sbc-s-center {
  text-align: center;
}
.sbc-top-title {
  margin: 0 0 40px;
  text-align: center;
}
.sbc-top-title h2 {
  font-size: clamp(32px, 3.4vw, 42px);
  line-height: 1.1;
  letter-spacing: -1px;
  font-weight: 700;
  margin: 0 0 14px;
  color: var(--sbc-ink);
}
.sbc-sub-title {
  color: var(--sbc-gray);
  font-size: 17px;
  max-width: 680px;
  margin: 0 auto;
  line-height: 1.55;
}

/* ========== 16a. STATS ========== */
.sbc-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 40px;
}
.sbc-stat-card {
  background: #fff;
  border: 1px solid var(--sbc-border-soft);
  border-radius: 16px;
  padding: 28px 24px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-stat-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-stat-num {
  font-size: 48px;
  font-weight: 700;
  line-height: 1;
}
.sbc-stat-desc {
  font-size: 16px;
  font-weight: 500;
  color: var(--sbc-gray);
  margin-top: 15px;
  line-height: 1.5;
}
.sbc-s1 .sbc-stat-num { color: var(--sbc-blue); }
.sbc-s2c .sbc-stat-num { color: var(--sbc-green); }
.sbc-s3c .sbc-stat-num { color: var(--sbc-orange); }

/* ========== 16b. BENEFITS ========== */
.sbc-benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 40px;
}
.sbc-benefit-card {
  background: #fff;
  border: 1px solid var(--sbc-border-soft);
  border-radius: 16px;
  padding: 24px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
  text-align: left;
}
.sbc-benefit-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-benefit-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}
.sbc-benefit-card h3 {
  font-size: 18px;
  font-weight: 600;
  line-height: 1.3;
  color: var(--sbc-ink);
}
.sbc-benefit-card p {
  font-size: 16px;
  font-weight: 400;
  color: var(--sbc-gray);
  line-height: 1.6;
  margin-top: 16px;
  text-align: left;
}
.sbc-chk-svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  color: var(--sbc-blue);
}
.sbc-benefit-card .sbc-chk-svg {
  width: 35px;
  height: 32px;
  flex-shrink: 0;
  color: var(--sbc-blue);
}

/* ========== 16c. UNDERSTANDING (S3) ========== */
.sbc-s3-intro {
  margin-bottom: 25px;
  padding-right: 30px;
}
.sbc-s3-intro h2 {
  font-size: 32px;
  font-weight: 700;
  color: var(--sbc-ink);
  line-height: 1.2;
  margin-bottom: 18px;
}
.sbc-s3-intro p {
  font-size: 16px;
  font-weight: 400;
  color: var(--sbc-gray);
  line-height: 1.7;
  padding-bottom: 15px;
}
.sbc-s3-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  align-items: start;
}
.sbc-s3-card {
  background: #fff;
  border: 1px solid var(--sbc-border-soft);
  border-radius: 16px;
  padding: 20px 24px;
}
.sbc-s3-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--sbc-ink);
  margin-bottom: 18px;
}
.sbc-s3-wide {
  grid-column: 1 / -1;
  margin-top: 0;
}
.sbc-dyk {
  background: #F5FAFF;
  border: 1px solid var(--sbc-border);
}
.sbc-included-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 13px;
}
.sbc-included-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 15px;
  font-weight: 500;
  color: var(--sbc-ink);
}
.sbc-dyk-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 15px;
}
.sbc-dyk-list li {
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 10px;
  align-items: start;
  font-size: 14px;
  font-weight: 400;
  color: var(--sbc-gray);
  line-height: 1.6;
}
.sbc-radio-dot {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  border: 2px solid var(--sbc-blue);
  background: #fff;
  display: inline-block;
  position: relative;
  margin-top: 3px;
}
.sbc-radio-dot::after {
  content: '';
  position: absolute;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--sbc-blue);
  top: 3px;
  left: 3px;
}
.sbc-why-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 15px 20px;
  list-style: none;
  padding: 0;
  margin: 0;
}
.sbc-why-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 15px;
  font-weight: 500;
  color: var(--sbc-ink);
}

/* ========== 16d. COMPARISON TABLES ========== */
.sbc-cmp-h3 {
  font-size: 28px;
  font-weight: 700;
  color: var(--sbc-ink);
  text-align: left;
  margin-top: 40px;
  margin-bottom: 35px;
}
.sbc-tbl-wrap {
  background: #fff;
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid var(--sbc-border);
}
.sbc-tbl-scroll {
  overflow-x: auto;
}
.sbc-tbl-scroll table {
  min-width: 640px;
  width: 100%;
  border-collapse: collapse;
}
.sbc-tbl-scroll table thead th {
  background: var(--sbc-blue);
  color: #fff;
  font-weight: 600;
  text-align: left;
  padding: 14px 16px;
  font-size: 14px;
}
.sbc-tbl-scroll table tbody td {
  padding: 12px 16px;
  font-size: 14px;
  font-weight: 500;
  color: var(--sbc-ink);
  border-top: 1px solid var(--sbc-border-soft);
}
.sbc-tbl-scroll table tbody tr:nth-child(odd) td { background: #FFFFFF; }
.sbc-tbl-scroll table tbody tr:nth-child(even) td { background: #F9FAFC; }

/* ========== 16e. FORMULA STEPS ========== */
.sbc-fm-steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 16px;
  align-items: center;
  margin-top: 40px;
}
.sbc-fm-step {
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 16px;
  padding: 24px;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-fm-step:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-fm-step-num {
  width: 45px;
  height: 40px;
  border-radius: 10px;
  background: var(--sbc-soft-blue);
  color: var(--sbc-blue);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 16px;
  margin-bottom: 4px;
}
.sbc-fm-step h4 {
  font-size: 20px;
  font-weight: 700;
  line-height: 1.25;
  color: var(--sbc-ink);
  margin: 0 0 5px;
}
.sbc-fm-step p {
  font-size: 16px;
  color: var(--sbc-gray);
  line-height: 1.55;
  margin: 0 0 8px;
}
.sbc-fm-code {
  margin-top: auto;
  padding: 10px 12px;
  border-radius: 8px;
  background: var(--sbc-ink);
  color: #9FE0FF;
  font-size: 14px;
  line-height: 1.55;
  font-weight: 500;
  overflow-x: auto;
}
.sbc-fm-arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sbc-muted);
}
.sbc-fm-arrow svg {
  width: 24px;
  height: 24px;
}

/* Final formula card (blue) */
.sbc-fm-final {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 32px;
  background: var(--sbc-soft-blue);
  border: 1px solid #BFDFFF;
  border-radius: 20px;
  padding: 36px;
  margin-top: 36px;
  margin-bottom: 48px;
  text-align: left;
}
.sbc-fm-final-eyebrow {
  display: inline-block;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 1.2px;
  color: var(--sbc-blue);
  text-transform: uppercase;
  margin-bottom: 14px;
}
.sbc-fm-final h3 {
  font-size: 28px;
  line-height: 1.15;
  margin-bottom: 14px;
  letter-spacing: -0.6px;
  color: var(--sbc-ink);
}
.sbc-fm-final-desc {
  color: var(--sbc-gray);
  font-size: 16px;
  line-height: 1.6;
}
.sbc-fm-final-code {
  padding: 18px 20px;
  border-radius: 12px;
  background: var(--sbc-card);
  border: 1px solid #BFDFFF;
  font-size: 14px;
  line-height: 1.7;
  color: var(--sbc-ink);
  margin-bottom: 16px;
}
.sbc-hl {
  color: var(--sbc-blue);
  font-weight: 700;
  text-decoration: underline;
  text-decoration-color: rgba(0, 122, 255, 0.35);
  text-underline-offset: 3px;
}
.sbc-fm-example {
  padding: 18px 20px;
  border-radius: 12px;
  background: var(--sbc-card);
  border: 1px solid #BFDFFF;
  font-size: 13px;
  line-height: 1.7;
}
.sbc-fm-ex-lbl {
  font-family: 'Instrument Sans', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.8px;
  color: var(--sbc-muted);
  text-transform: uppercase;
  margin-bottom: 8px;
}
.sbc-fm-ex-row {
  color: var(--sbc-gray);
}
.sbc-fm-ex-val {
  color: var(--sbc-ink);
}
.sbc-fm-ex-result {
  margin-top: 8px;
}
.sbc-fm-ex-res {
  color: var(--sbc-blue);
  font-weight: 700;
  background: rgba(0, 122, 255, 0.08);
  padding: 2px 6px;
  border-radius: 4px;
}

/* Methodology block */
.sbc-meth-block {
  background: var(--sbc-soft-blue-2);
  border: 1px solid #D4E8FF;
  border-radius: 20px;
  padding: 25px;
  text-align: left;
}
.sbc-meth-block .sbc-fm-final-eyebrow {
  margin-bottom: 8px;
}
.sbc-meth-title {
  font-size: 24px;
  margin-bottom: 14px;
  color: var(--sbc-ink);
}
.sbc-meth-intro {
  font-size: 15px;
  color: var(--sbc-gray);
  line-height: 1.65;
  max-width: 780px;
  margin-bottom: 28px;
}
.sbc-meth-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.sbc-meth-card {
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 14px;
  padding: 24px 26px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-meth-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-meth-num {
  display: inline-flex;
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: var(--sbc-soft-blue);
  color: var(--sbc-blue);
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 13px;
  margin-bottom: 6px;
}
.sbc-meth-tag {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.9px;
  color: var(--sbc-blue);
  text-transform: uppercase;
  margin-bottom: 4px;
}
.sbc-meth-card h5 {
  font-size: 20px;
  line-height: 1.25;
  margin-bottom: 2px;
  letter-spacing: -0.3px;
  color: var(--sbc-ink);
}
.sbc-meth-desc {
  font-size: 16px;
  color: var(--sbc-gray);
  line-height: 1.55;
}

/* ========== REFERENCE TABLE ========== */
.sbc-ref-section {
  background: var(--sbc-card);
  padding: 96px 0;
}
.sbc-tbl-wrap {
  margin-top: 8px;
}
.sbc-tbl-scroll {
  overflow-x: auto;
}
.sbc-ref-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  table-layout: fixed;
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 16px;
  overflow: hidden;
}
.sbc-ref-table thead th {
  background: var(--sbc-blue);
  color: #fff;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.2px;
  padding: 14px 16px;
  text-align: left;
}
.sbc-ref-table tbody td {
  padding: 13px 16px;
  font-size: 13.5px;
  color: var(--sbc-gray);
  border-top: 1px solid var(--sbc-border-soft);
  text-align: left;
  line-height: 1.45;
}
.sbc-ref-table tbody td:first-child {
  font-weight: 700;
  color: var(--sbc-ink);
}
.sbc-ref-table tbody tr:nth-child(even) td {
  background: var(--sbc-soft-blue-2);
}
.sbc-pill {
  display: inline-block;
  padding: 3px 9px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.2px;
  white-space: nowrap;
}
.sbc-pill-b {
  background: var(--sbc-soft-blue);
  color: var(--sbc-blue);
}
.sbc-pill-g {
  background: #E8F5E5;
  color: #3B7635;
}
.sbc-pill-o {
  background: #FFF6E6;
  color: #A65A00;
}

/* ========== 16f. FORMULA GRID (Cards) ========== */
.sbc-formula-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 16px;
}
.sbc-formula-card {
  background: #FFFFFF;
  border-radius: 14px;
  padding: 18px 20px;
  border: 1px solid var(--sbc-border);
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
  display: flex;
  align-items: center;
  gap: 14px;
}
.sbc-formula-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-formula-icn {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--sbc-blue);
  color: #fff;
  display: grid;
  place-items: center;
}
.sbc-formula-icn svg {
  width: 22px;
  height: 22px;
}
.sbc-formula-body {
  flex: 1;
  min-width: 0;
}
.sbc-formula-lbl {
  font-size: 11px;
  font-weight: 700;
  color: var(--sbc-blue);
  text-transform: uppercase;
  margin-bottom: 6px;
  display: block;
}
.sbc-formula-card code {
  font-family: 'Instrument Sans', system-ui, sans-serif;
  font-size: 14px;
  font-weight: 500;
  color: var(--sbc-ink);
  line-height: 1.4;
  display: block;
  background: var(--sbc-soft);
  padding: 8px 12px;
  border-radius: 8px;
  border: 1px solid var(--sbc-border);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.sbc-formula-highlight {
  background: var(--sbc-blue);
  border-color: transparent;
  grid-column: 1 / -1;
}
.sbc-formula-highlight .sbc-formula-icn {
  background: rgba(255, 255, 255, 0.2);
}
.sbc-formula-highlight .sbc-formula-lbl {
  color: rgba(255, 255, 255, 0.9);
  background: none;
}
.sbc-formula-highlight code {
  background: rgba(255, 255, 255, 0.15);
  border-color: rgba(255, 255, 255, 0.3);
  color: #fff;
}

/* Worked example */
.sbc-example-card {
  margin-top: 32px;
  background: #fff;
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid var(--sbc-border);
}
.sbc-example-head {
  line-height: 40px;
  padding: 12px 18px;
  background: var(--sbc-blue);
  color: #fff;
  font-size: 16px;
  font-weight: 600;
}
.sbc-example-body {
  padding: 16px 20px;
}
.sbc-given-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 15px;
}
.sbc-given-pill {
  background: #FFF6E0;
  border-radius: 6px;
  padding: 6px 12px;
  font-size: 13px;
  font-weight: 500;
  color: #E0900A;
}
.sbc-calc-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 16px;
}
.sbc-calc-row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  background: var(--sbc-soft);
  border-radius: 8px;
  border: 1px solid var(--sbc-border-soft);
}
.sbc-cr-l {
  font-size: 13px;
  font-weight: 500;
  color: var(--sbc-gray);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.sbc-cr-r {
  font-size: 13px;
  font-weight: 700;
  color: #E0900A;
  background: #fff;
  padding: 4px 10px;
  border-radius: 6px;
  border: 1px solid var(--sbc-border);
  white-space: nowrap;
}
.sbc-calc-total {
  grid-column: 1 / -1;
  background: #FFEFC8;
  border-color: #FFD98F;
}
.sbc-calc-total .sbc-cr-l {
  font-weight: 700;
  color: var(--sbc-ink);
  font-size: 14px;
}
.sbc-calc-total .sbc-cr-r {
  background: var(--sbc-blue);
  color: #fff;
  border-color: transparent;
  font-size: 14px;
}
.sbc-calc-summary {
  margin-top: 15px;
  padding: 12px 14px;
  background: var(--sbc-soft-blue);
  border-left: 4px solid var(--sbc-blue);
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--sbc-ink);
  line-height: 1.4;
}

/* ========== 16g. FAQ ========== */
.sbc-faq,
.sbc-faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
  align-items: start;
}
.sbc-faq-col {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.sbc-faq-item {
  background: #fff;
  border: 1px solid var(--sbc-border);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-faq-item:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 16px;
  cursor: pointer;
  transition: background 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-q-text {
  font-size: 18px;
  font-weight: 600;
  color: var(--sbc-ink);
  text-align: left;
}
.sbc-q-chev {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: var(--sbc-soft-blue);
  color: var(--sbc-blue);
  display: grid;
  place-items: center;
  transition: transform 0.2s cubic-bezier(0.5, 0, 0.5, 1), background 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-faq-item.sbc-open .sbc-faq-q {
  background: var(--sbc-soft-blue);
  margin-bottom: 15px;
}
.sbc-faq-item.sbc-open .sbc-q-chev {
  transform: rotate(180deg);
  background: #fff;
}
.sbc-faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 350ms ease;
}
.sbc-faq-a-inner p {
  padding: 0 16px 16px 16px;
  font-size: 16px;
  font-weight: 400;
  color: var(--sbc-gray);
  line-height: 1.7;
}

/* ========== 16h. RELATED CALCULATORS ========== */
.sbc-related-section {
  background: var(--sbc-page);
}
.sbc-related-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 40px;
}
.sbc-related-card {
  background: #fff;
  border: 1px solid var(--sbc-border-soft);
  border-radius: 18px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-related-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-related-head-row {
  display: flex;
  align-items: center;
  gap: 10px;
}
.sbc-related-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--sbc-ink);
  margin: 0;
}
.sbc-related-card p {
  font-size: 14px;
  font-weight: 400;
  color: var(--sbc-gray);
  line-height: 1.6;
  text-align: left;
  flex: 1;
  margin: 0;
}
.sbc-related-btn {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--sbc-blue) !important;
  border-radius: 10px !important;
  background: #fff !important;
  color: var(--sbc-blue) !important;
  font-weight: 600 !important;
  font-size: 14px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 6px !important;
  transition: background 0.2s cubic-bezier(0.5, 0, 0.5, 1), color 0.2s cubic-bezier(0.5, 0, 0.5, 1) !important;
  text-decoration: none !important;
  cursor: pointer !important;
  font-family: inherit !important;
}
.sbc-related-btn:hover {
  background: var(--sbc-blue) !important;
  color: #fff !important;
}

/* ========== Related (sbc-rel-* matching PHP) ========== */
.sbc-rel-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 40px;
}
.sbc-rel-card {
  display: flex;
  flex-direction: column;
  gap: 10px;
  background: var(--sbc-card);
  border: 1px solid var(--sbc-border);
  border-radius: 18px;
  padding: 24px;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1);
}
.sbc-rel-card:hover {
  border-color: var(--sbc-border-hover);
}
.sbc-rel-card h3 {
  font-size: 18px;
  font-weight: 700;
  line-height: 1.25;
  color: var(--sbc-ink);
  margin: 0;
}
.sbc-rel-card p {
  font-size: 14px;
  color: var(--sbc-gray);
  line-height: 1.5;
  flex: 1;
  margin: 0;
}
.sbc-rel-link {
  display: block !important;
  width: 100%;
  text-align: center !important;
  padding: 12px 16px !important;
  border: 1.5px solid var(--sbc-blue) !important;
  border-radius: 10px !important;
  background: var(--sbc-card) !important;
  color: var(--sbc-blue) !important;
  font-weight: 600 !important;
  font-size: 14px !important;
  margin-top: auto;
  text-decoration: none !important;
  transition: background 0.2s cubic-bezier(0.5, 0, 0.5, 1), color 0.2s cubic-bezier(0.5, 0, 0.5, 1) !important;
}
.sbc-rel-link:hover {
  background: var(--sbc-blue) !important;
  color: #fff !important;
}

/* ========== CTA Banner (sbc-cta-banner matching PHP) ========== */
.sbc-cta-banner {
  background: #1A2138;
  border-radius: 24px;
  padding: 64px 48px;
  text-align: center;
  color: #fff;
}
.sbc-cta-eyebrow {
  display: inline-block;
  padding: 8px 18px;
  border-radius: 999px;
  background: #E6EAF5;
  color: #1A2138;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.6px;
  margin-bottom: 22px;
}
.sbc-cta-banner h2 {
  color: #fff !important;
  font-size: clamp(30px, 3.4vw, 42px);
  line-height: 1.2;
  max-width: 820px;
  margin: 0 auto 18px;
  text-wrap: balance;
  letter-spacing: -0.5px;
}
.sbc-cta-banner p {
  color: rgba(255, 255, 255, 0.78);
  font-size: 16px;
  line-height: 1.6;
  max-width: 640px;
  margin: 0 auto 30px;
}
.sbc-cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 24px;
}
.sbc-cta-btns .sbc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px !important;
  border-radius: 10px !important;
  min-height: 48px;
  font-size: 14.5px !important;
  font-weight: 700 !important;
  transition: all 0.2s cubic-bezier(0.5, 0, 0.5, 1) !important;
  text-decoration: none !important;
  cursor: pointer !important;
    border: 1.5px solid rgba(255, 255, 255, 0.5) !important;
}
.sbc-faq-q h4 {
    font-size: 18px;
    font-weight: 600;
}
.sbc-cta-primary {
  background: #fff !important;
  color: var(--sbc-blue) !important;
  border-color: #fff !important;
}
.sbc-cta-primary:hover {
  background: var(--sbc-soft-blue) !important;
}
.sbc-cta-ghost {
  background: transparent !important;
  color: #fff !important;
  border-color: #fff !important;
}
.sbc-cta-ghost:hover {
  background: rgba(255, 255, 255, 0.08) !important;
}
.sbc-cta-trust {
  display: flex;
  gap: 32px;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  font-size: 14px;
  color: #fff;
  font-weight: 600;
}
.sbc-cta-trust span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

/* ========== 16i. CTA (legacy) ========== */
.sbc-cta-card {
  background: #1A2138;
  border-radius: 24px;
  padding: 64px 48px;
  text-align: center;
  color: #fff;
  max-width: 1160px;
  margin: 0 auto;
}
.sbc-cta-label {
  display: inline-block;
  padding: 8px 18px;
  border-radius: 999px;
  background: #E6EAF5;
  color: #1A2138;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  margin: 0 auto 20px;
  letter-spacing: 0.5px;
}
.sbc-cta-title {
  font-size: clamp(30px, 3.4vw, 42px);
  font-weight: 700;
  color: #fff !important;
  line-height: 1.2;
  margin-bottom: 20px;
}
.sbc-cta-desc {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
  max-width: 650px;
  margin: 0 auto 24px;
}
.sbc-cta-buttons {
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.sbc-btn-cta-primary {
  background: #fff !important;
  color: var(--sbc-blue) !important;
  padding: 12px 28px !important;
  border-radius: 10px !important;
  min-height: 48px;
  font-weight: 700 !important;
  font-size: 14.5px !important;
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s cubic-bezier(0.5, 0, 0.5, 1) !important;
  cursor: pointer !important;
  border: none !important;
}
.sbc-btn-cta-primary:hover {
  background: #f0f0f0 !important;
}
.sbc-btn-cta-ghost {
  background: transparent !important;
  color: #fff !important;
  border: 1.5px solid rgba(255, 255, 255, 0.5) !important;
  padding: 12px 28px !important;
  border-radius: 10px !important;
  min-height: 48px;
  font-weight: 700 !important;
  font-size: 14.5px !important;
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: border-color 0.2s cubic-bezier(0.5, 0, 0.5, 1), background 0.2s cubic-bezier(0.5, 0, 0.5, 1) !important;
  cursor: pointer !important;
}
.sbc-btn-cta-ghost:hover {
  border-color: #fff !important;
  background: rgba(255, 255, 255, 0.1) !important;
}
.sbc-cta-trust {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
  font-size: 14px;
  font-weight: 600;
  color: #fff;
  margin-top: 16px;
}
.sbc-cta-trust span {
  display: flex;
  align-items: center;
  gap: 8px;
}
.sbc-cta-checks {
  display: flex;
  justify-content: center;
  gap: 22px;
  flex-wrap: wrap;
  font-size: 16px;
  font-weight: 500;
  color: #fff;
}
.sbc-cta-checks span {
  display: flex;
  gap: 10px;
}

/* ========== TOAST ========== */
.sbc-toast {
  position: fixed;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%) translateY(20px);
  background: var(--sbc-ink);
  color: #fff;
  padding: 12px 20px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 500;
  opacity: 0;
  transition: opacity 300ms ease, transform 300ms ease;
  z-index: 100;
  pointer-events: none;
}
.sbc-toast.sbc-visible {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
}

/* ========== CONTENT SECTIONS ========== */
.sbc-content-section {
  padding: 60px 0;
}
.sbc-content-block {
  margin-top: 24px;
}
.sbc-content-block h3 {
  font-size: 22px;
  font-weight: 600;
  margin-bottom: 12px;
}
.sbc-content-body {
  font-size: 16px;
  color: var(--sbc-gray);
  line-height: 1.7;
}
.sbc-content-body p {
  margin-bottom: 12px;
}

/* ========== 17. RESPONSIVE ========== */

/* ----- 1200px ----- */
@media (max-width: 1200px) {
  .sbc-calc-grid {
    grid-template-columns: 1fr;
  }
  .sbc-live {
    position: static;
  }
  .sbc-stat-num {
    font-size: 40px;
  }
  .sbc-benefit-grid {
    gap: 15px;
    margin-top: 30px;
  }
}

/* ----- 980px ----- */
@media (max-width: 980px) {
  .sbc-stats-row {
    grid-template-columns: repeat(2, 1fr);
  }
  .sbc-benefit-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .sbc-s3-grid {
    grid-template-columns: 1fr;
  }
  .sbc-fm-steps {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .sbc-fm-arrow {
    transform: rotate(90deg);
    justify-self: center;
  }
  .sbc-fm-final {
    grid-template-columns: 1fr;
    padding: 28px;
  }
  .sbc-meth-grid {
    grid-template-columns: 1fr 1fr;
  }
  .sbc-faq,
  .sbc-faq-grid {
    grid-template-columns: 1fr;
  }
  .sbc-related-grid,
  .sbc-rel-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .sbc-formula-grid {
    grid-template-columns: 1fr;
    gap: 15px;
  }
  .sbc-why-list {
    grid-template-columns: repeat(2, 1fr);
  }
  .sbc-section {
    padding: 50px 20px;
  }
  .sbc-s3-intro {
    margin-bottom: 15px;
    padding-right: 0;
  }
  .sbc-s3-card {
    border-radius: 16px;
    padding: 19px 15px;
  }
  .sbc-cmp-h3 {
    margin-top: 30px;
    margin-bottom: 30px;
    font-size: 26px;
  }
  .sbc-formula-card {
    padding: 13px 15px;
  }
  .sbc-example-body {
    padding: 16px 12px;
  }
  .sbc-calc-grid-2 {
    grid-template-columns: 1fr;
  }
}

/* ----- 768px ----- */
@media (max-width: 768px) {
  .sbc-hero {
    padding: 80px 0 40px;
  }
  .sbc-hero-title {
    font-size: clamp(36px, 5vw, 48px);
  }
  .sbc-section {
    padding: 56px 20px;
  }
  .sbc-benefit-grid {
    grid-template-columns: 1fr;
  }
  .sbc-related-grid,
  .sbc-rel-grid {
    grid-template-columns: 1fr;
  }
  .sbc-donut-wrap {
    flex-direction: column;
    align-items: center;
  }
  .sbc-legend {
    width: 100%;
  }
  .sbc-cta-card {
    padding: 40px 24px;
  }
  .sbc-cta-title {
    font-size: 26px;
  }
  .sbc-why-list {
    grid-template-columns: 1fr;
  }
  .sbc-stats-row {
    grid-template-columns: 1fr;
  }
}

/* ----- 640px ----- */
@media (max-width: 640px) {
  .sbc-hero-title {
    font-size: 36px;
    letter-spacing: -1px;
  }
  .sbc-panel {
    padding: 20px;
  }
  .sbc-live-card {
    padding: 20px;
  }
  .sbc-related-grid,
  .sbc-rel-grid {
    grid-template-columns: 1fr;
  }
  .sbc-cta-banner {
    padding: 40px 24px;
  }
  .sbc-cta-btns {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }
  .sbc-cta-btns .sbc-btn {
    width: 100%;
  }
  .sbc-cta-trust {
    flex-direction: column;
    gap: 12px;
  }
  .sbc-formula-grid {
    grid-template-columns: 1fr;
  }
  .sbc-two-col {
    grid-template-columns: 1fr;
  }
  .sbc-range-row {
    flex-direction: column;
    align-items: stretch;
  }
  .sbc-range-num {
    width: 100%;
  }
  .sbc-meth-grid {
    grid-template-columns: 1fr;
  }
  .sbc-fm-final {
    padding: 24px;
  }
  .sbc-meth-block {
    padding: 24px;
  }
  .sbc-tbl-scroll {
    overflow-x: auto;
  }
  .sbc-ref-table {
    min-width: 700px;
  }
  .sbc-ref-section {
    padding: 48px 0;
  }
}

/* ----- 480px ----- */
@media (max-width: 480px) {
  .sbc-chips {
    flex-direction: column;
  }
  .sbc-chip {
    width: 100%;
    justify-content: center;
  }
}