For Marketing Manager KRA/KPI

Key Responsibility Areas (KRA) & Key Performance Indicators (KPI) for Credit Risk Analyst

1. Credit Risk Assessment

KRA: Analyzing and evaluating credit risk to determine potential financial losses.

Short Description: Assessing credit risks to mitigate financial exposure.

• Number of credit risk assessments conducted per month
• Accuracy of credit risk predictions
• Percentage of high-risk accounts identified
• Timeliness in providing credit risk reports

2. Portfolio Management

KRA: Managing and optimizing credit portfolios for maximum returns.

Short Description: Balancing risk and return in credit portfolios.

• Portfolio diversification effectiveness
• Portfolio performance against benchmarks
• Default rate within the portfolio
• ROI of credit portfolio investments

3. Compliance Monitoring

KRA: Ensuring adherence to regulatory and internal compliance standards.

Short Description: Monitoring compliance to mitigate legal risks.

• Completion rate of compliance audits
• Number of compliance violations detected
• Timely implementation of compliance recommendations
• Training effectiveness on compliance policies

4. Credit Scoring Models

KRA: Developing and refining credit scoring models for accurate risk assessment.

Short Description: Improving credit scoring accuracy for better decision-making.

• Model accuracy compared to actual defaults
• Frequency of model updates based on new data
• Consistency of scoring across different segments
• Model performance in predicting creditworthiness

5. Risk Mitigation Strategies

KRA: Implementing strategies to mitigate credit risks and minimize losses.

Short Description: Developing proactive risk mitigation plans.

• Effectiveness of risk mitigation actions taken
• Reduction in overall credit risk exposure
• Response time to emerging credit risk threats
• Success rate of risk mitigation strategies

6. Data Analysis and Reporting

KRA: Analyzing credit data to generate actionable insights and reports.

Short Description: Utilizing data for informed decision-making.

• Accuracy of data analysis reports
• Insights derived from data analysis
• Frequency of data reporting to stakeholders
• Data-driven recommendations implemented

7. Client Relationship Management

KRA: Building and maintaining strong relationships with clients to understand their credit needs.

Short Description: Fostering client trust and satisfaction.

• Client satisfaction survey results
• Client retention rate
• Number of client referrals received
• Response time to client queries or concerns

8. Industry Research and Trends

KRA: Staying updated on industry trends and best practices in credit risk management.

Short Description: Keeping abreast of industry developments for proactive strategies.

• Frequency of industry trend analysis
• Implementation of industry best practices
• Identification of emerging risk factors in the industry
• Adaptation of strategies based on industry changes

9. Team Collaboration

KRA: Collaborating with cross-functional teams to enhance credit risk processes.

Short Description: Working cohesively with teams for optimized outcomes.

• Participation in team projects related to credit risk
• Feedback from team members on collaboration effectiveness
• Meeting project deadlines through teamwork
• Contributions to team innovation in credit risk management

10. Continuous Learning and Development

KRA: Engaging in continuous learning to enhance credit risk analysis skills.

Short Description: Investing in professional growth for improved performance.

• Completion of relevant training programs or certifications
• Application of new skills in credit risk analysis
• Feedback on skill enhancement from supervisors
• Professional growth impact on job performance