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An all-in-one business management solution for all your business needs!
Book a free demo to know more!
Enter your basic salary, age, and expected growth. We'll calculate the EPF balance you'll retire with — including employee + employer contributions and compounded interest.
Estimated using current EPFO interest rate of 8.25% p.a.
EPF combines monthly contributions from both you and your employer, then compounds annually at the rate set by EPFO.
12% of your Basic + DA is deducted from your salary every month and credited to your EPF account.
employee = basic × 0.12 // e.g. 25000 × 12% = 3000
Employer adds 12% too. 8.33% goes to EPS (capped at ₹15K basic) and 3.67% goes to your EPF.
employer = basic × 0.0367 eps = min(basic, 15000) × 0.0833
EPFO declares yearly interest (8.25% for FY 2024-25). Credited annually on running balance.
balance = (balance + yr_contrib) × (1 + 0.0825) // repeat each year
Total = (Employee 12% + Employer 3.67%) × Basic+DA × 12, compounded yearlySalary growth and EPS apportionment factored in for realistic projection.Primary statute defining contribution rates and eligibility.
Official Ministry of Labour & Employment authority for EPF.
Latest interest rate notification declared by EPFO board.
EPF + EPS apportionment logic used by Indian payroll software.
EPF withdrawal taxation under Section 192A and Form 15G/H.
Official EPFO contribution tracker on epfindia.gov.in.
EPF, ESI, PT, TDS, gratuity — auto-calculated and filed for your entire team. Save hours every month, stay 100% compliant.
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