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Any employee who has completed 5 years of continuous service with the same employer is eligible. The 5-year rule is waived in case of death or disablement due to accident or illness.

For employees covered under the Payment of Gratuity Act 1972: Gratuity = (Basic + DA) × 15 × Years of service ÷ 26. For employees not covered: divide by 30 instead of 26.

For private-sector employees covered under the Act, gratuity is tax-free up to ₹20 lakhs. For government employees, the entire gratuity amount is tax-free. Any amount above ₹20L is taxable as salary income.

If you are covered under the Act, any service beyond 6 months in the final year counts as a full year (e.g., 10 years 7 months = 11 years). If you are not covered, only complete years count.

In normal cases (resignation, retirement, termination) you are not eligible for gratuity below 5 years of service. Exception: gratuity is payable regardless of tenure if the employee dies or is permanently disabled.

Under the Payment of Gratuity Act, the statutory cap is ₹20,00,000 (₹20 lakhs). Any payout beyond this is at the employer's discretion and is fully taxable.

Within 30 days of the gratuity becoming due (on retirement, resignation, death, or disablement). Beyond 30 days, the employer must pay simple interest at the rate notified by the central government.

Yes — you should file Form F with your employer to nominate one or more family members. If unmarried, you may nominate any other person. Nominees can be changed anytime by filing a fresh Form F.