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An all-in-one business management solution for all your business needs!
Book a free demo to know more!
Project the future value of a SIP or lumpsum mutual fund investment with realistic return assumptions. Compare both modes side by side.
Toggle between SIP (monthly) and Lumpsum (one-time) to compare outcomes.
Mutual fund returns come from price appreciation + reinvested dividends. The calculator compounds your investment at the expected annual return rate.
SIP: invest a fixed amount each month. Lumpsum: invest once and let it compound.
mode = sip or lumpsum
Equity 10-14% p.a. over long term; debt 6-8%; hybrid 8-10%. Past returns ≠ future returns.
rate = 12% p.a. // for equity funds
SIP uses the SIP formula. Lumpsum uses simple compounding.
if sip: FV = M × ((1+r)^n−1)÷r × (1+r) else: FV = P × (1+rA)^years
SIP: FV = M × ((1+r)^n − 1) ÷ r × (1+r)Lumpsum: FV = P × (1+rA)^yearsPrimary regulator for all Indian mutual fund schemes.
Indian mutual fund industry association; standardized definitions.
Independent fund analysis and historical performance data.
India's leading direct mutual fund investment platforms.
Equity vs debt fund taxation (post April 2023 changes).
Compound growth and SIP/Lumpsum formulas used herein.
Superworks integrates payroll with employee investment plans — auto-deducted SIPs, ELSS, and tax-saving instruments, all compliant.
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