Plan your SIP growth in seconds

How SIP returns are calculated

A Systematic Investment Plan harnesses the power of compounding by investing a fixed amount every month over a long horizon.

1. 01

   Pick your monthly amount

   Choose what you can comfortably invest every month. Even ₹500 per month becomes meaningful over decades.

   monthly = 10000
   // any amount works

2. 02

   Estimate the return

   Equity mutual funds historically returned 12-15% p.a. over 10+ years. Be realistic about the rate you assume.

   rate = 12% p.a.
   r = rate ÷ 12 ÷ 100

3. 03

   Compound monthly

   Time in the market beats timing the market. Compounding shows its real power only after 7-10+ years.

   FV = M × ((1+r)^n − 1) ÷ r × (1+r)
   // n = years × 12