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An all-in-one business management solution for all your business needs!
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Enter your CTC and we'll break down your exact take-home pay — including PF, gratuity, HRA, and all deductions. Free, instant, and accurate.
Adjust CTC, regime, and basic % to see how take-home changes.
Your monthly take-home is what hits your bank account after all statutory deductions and taxes are taken out of the gross.
Subtract employer-side contributions (PF, gratuity) from CTC to get gross paid to you.
gross = ctc − employer_pf − gratuity
Employee PF (12% of basic), professional tax (₹200/mo), and TDS reduce gross to net.
deductions = emp_pf + pt + tds
Tax calculated via FY 2024-25 slabs under chosen regime, then divided over 12 months.
net = gross − deductions
monthly = net ÷ 12Net = (CTC − Employer PF − Gratuity) − Employee PF − PT − TDSNew Regime: ₹75K std deduction + ₹7L 87A rebate. Old Regime: ₹50K + ₹5L.Tax slabs, deductions, and salary income definitions.
New Regime slab updates (FY 2024-25) used in this calculator.
Basic + DA + HRA structure mandated by Indian law.
Industry-standard take-home computation engine.
CTC breakdown reference and TDS computation guide.
Industry payroll definitions for salary structure.
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